Thinking of Relocating to Japan via Language School or Master’s – Worth It?

Hi all,

I’m currently at a crossroads and would love to hear from people who’ve taken a similar path. I’ve been working in Big 4 consulting for 3 years, specializing in risk, and recently passed FRM Part 1 (awaiting Part 2 results). Lately, I’ve been really drawn toward quantitative finance and am seriously considering a career pivot—and possibly a move abroad.

One path I’m considering is relocating to Japan—either by:

1. Enrolling in a language school (1–2 years), with the goal of improving my Japanese and eventually finding a job there, or

2. Applying for a master’s program directly (preferably in English, maybe finance/engineering/data-related).

The challenge:

I come from a developing country, so relocation means a big personal and financial commitment

I have around $30K USD in savings.

I’m fully aware that language school might mean “delaying” career progression for 1–2 years.

I’m not sure how realistic it is to land a quant/finance/data role in Japan afterward, especially as a foreigner.

I’d ideally like to switch to a more quant-focused role, but Japan’s market might be more traditional?

Has anyone here relocated to Japan via language school or master’s route with a similar profile?
How was the transition—both professionally and financially?

Any tips or reality checks would be much appreciated.

Thanks so much!