Note: posted on JapanFinance but most of the advice was about camping/AirBnB and advising against buying a besso. I'm in the process of buying it, so I'm looking for loan advice.
Has anyone had a good experience with a small loan for a besso / vacation home / so-called 2ND house (セカンドハウス)? I'm sole proprietor, married to Japanese national. Visa is marital but my naturalization application has been accepted (approval likely mid 2026). So I might be limited, and on top of that the loan amount is not large (under 5 million yen). Prestia, for example, lists their loans starting at 10 million yen… Thanks in advance!
by ChillyGut