I just ran across some info that looks like if you hold specific funds in an SBI securities account, you can earn extra points for "free". And while I'm immediately skeptical, it looks like a meaningful amount, maybe somewhere in the .15%~.3% worth of points, which isn't a ton of points, but if we're looking at our stocks from like a 4% rule perspective, that's honestly a meaningful amount of money.
My assumption would be that they only do this for awful funds with high fees, and looking at the list of eligible funds that's certainly many of them…but I also see reasonable looking index funds, etc.
Has anyone tried this? Any pitfalls?
by Naomi_Tokyo