Hello!
I’m Japanese but live and are resident abroad. I still have interests in Japan so my finances are not disjoint to Japan or the Yen. Also, I mostly earn a living in Yen.
I’m curious what do you all think of my plan on how to handle my assets and investments.
In Japan:
– three checking accounts for various reasons and spread across them around 2 years worth of my expenses (in Yen obviously). Some money is there to repay debt but could be used as emergency fund if needed.
Abroad:
– around 1-1.5 years of cash in Yen (mostly) and foreign currency. When needed Yens are converted (like some monthly for base fixed expenses, some set aside for taxes, etc).
– my broker account where I plan on investing long term.
My investments:
– around 10% gold
– around 5% bitcoin
– around 25% Japan Stocks ETF
– around 60% all world ETF (which contains around 5% Jp)
Any thoughts or suggestions highly welcome! Still debating on the %.
Thanks!
by Pale_Elderberry_7487