Yet another bank recommendation question

I have been living in Japan for about 2 years and a half, working as a seishain for the same company since December 2023, but I still only have my yucho bank account and don't have any Japanese credit/debit cards.

I live in Northern Saitama/Southern Gunma, and mostly use cash. I would prefer a bank that doesn't charge to take out cash from an ATM, at least once or twice a month for free would be great, and one that ideally has a debit card as well. If not, credit should be fine. I tried applying for a debit card for yucho last year and they rejected me… It's been about 1.5 years since I applied for a rakuten credit card (rejected) too.

Anyway, is there any bank you can recommend? I'm also thinking about starting Nisa and doing furusato nozei, if that is relevant in any way.

Thank you!

by Major_Outside2704