Hi all, as I wait for my HSP visa to clear, I am looking at a manshon near my local shinkansen station. Its a good deal, amazing location, but we are not ready to move yet due to having too many pets ATM. This is something we want to grab early on, rent, then move in later. I will be starting on Jan 1st at my new job after being here ~2 years on a dependent visa. My annual salary will be 2400万円 via EOR (plus another 600万円 as my wifes sole prop income). So my question: does anyone here have experiences with getting mortgages approved for investment properties with very little work history, 5 year HSP Visa, and relatively high income? The apartment itself costs 1600万円. I spend little enough annually to probably have savings to pay it off almost in full after the down payment after 2 years, but id rather not. I also have a paid off house, another paid off manshon, and a paid off parking lot, not sure if those matter in terms of being able to use them as collateral or some kind of positive on the investment mortgage application. TIA.
by Tough_Currency1947