My wife and I(both JP nationals) are planning to move to Malaysia next year(hopefully live there until we die). Non-Japanese residents have almost no way to keep investing at Japanese brokers, so we need to liquidate all at once, then move cash to MY(then, another country like SG) by the time of relocation.
Our current asset allocation is 65% of index funds(eMaxis all countries and eMaxis developed countries(ex Japan) stock index) and 35% of cash/national bond. The current combined total value is 370M yen after tax of 特定口座. As we have no other income and 特定口座 is auto-deductible, no worries of exit tax.
And the target date of the relocation will be at the end of next year, or sooner(ASAP, everything is ready).
I understand that the forex can't be predicted, and I also want to minimise the period not to be invested in the stock market.
Is it better to keep 65/35 balance until selling, or anything we can do? What would you do?
by Ok-Thanks-1529