Is it worth switching to SMBC Olive account?

Hey everyone, new to this sub!

I’m currently using a regular SMBC account and noticed they’re promoting the Olive account pretty heavily. For those who’ve made the switch – is it actually worth it?

Main things I’m wondering about:

• They’ve eliminated physical passbooks for Olive - has this caused any issues with paperwork (visa renewals, apartment applications, etc.)?

• Are the app features actually useful in daily life?

• Any benefits that make the switch worthwhile?

I’m on a work visa, so particularly curious if the lack of a physical passbook has caused problems with any administrative procedures.

Would appreciate any insights from those who’ve been using Olive for a while. Thanks!

by Downtown_Pin7172