What Strategies Do You Use to Maximize Your NISA Contributions Each Year?

As we approach the end of the financial year, I'm curious about how others in this community maximize their NISA contributions. With the annual limit set at 1.2 million yen for the regular NISA and 400,000 yen for Tsumitate NISA, it's crucial to strategize effectively.

Do you prioritize maxing out your contributions early in the year, or do you prefer to invest in a more staggered manner to take advantage of market fluctuations?
Additionally, how do you choose between different investment products within NISA? Are there specific funds or stocks that you find particularly beneficial?
I'm also interested in any tips for keeping track of your contributions to ensure you’re not leaving any money on the table.

by Terrible_Rutabaga442