Happy new year.
I already performed a few searches but curious if I am omitting something.
Long story short I am working with a toxic team and did my best to endure it for a few years and I want out and take a break to do something on my own.
I am not considering either getting laid off or taking stress leave.
After quitting a job and without anything aligned, i will have to pay : Juuminzei, Health insurance, Nenkin.
Option 1
using 任意継続, continue using the company health insurance for at least the first year (as premium is capped monthly but still will be expensive because ill now have to pay the employer part as well)
Option 2
using 国保, which in my case will be expensive due to previous year salary.
Question:
here is the thing, in a lot of forum or from japanese youtuber they all recommend option 1.
what about using Option 2 and then register to hellowork on month 3 ?
By doing so, i would be able to collect unemployement money 退職金, will be able to qualify for insurance premium reduction and nenkin temporary exclusion.
Of course in this case I'll have to look and apply for positions and bring proof to hellowork monthly.
why is this option not discussed anywhere? anything i am missing. the issue with using 任意継続 is that i will become unlegible to hellowork.
thank you
by IshinkaiSensei