EDIT: I misspelled “pair” and fixed it.
Hello, I’m sorry if this is not the correct spot for this question, I am new to Reddit.
My husband (Japanese) and I (Polish) want to buy a house with my husband having the loan in his name. I have a downpayment I wanted to place, but as I am not a PR resident, we were rejected from major banks. The loan is in his name, I am just putting a down payment so it is not a pair loan to my understanding. Likewise, we are trying to go for make banks for the security and the cheap interest rates.
My question is this: I read online that if I have my PR application processing, I could potentially get approved from major banks. Does anyone know if this is true and/or has had experience with this particular situation? Thank you very much.
by kachowturtles