Weekly Off-Topic Thread – 14 January 2026

Welcome to the weekly Off-Topic Questions Thread (questions on any topic are welcome).

Check out the ★ Wiki ★, especially the essential knowledge section. And anyone is welcome to make wiki contributions. Though please respect the sub's rules.

Yearly deadlines:

Recurring threads:

  • (Jan) Annual Report 2024, 2023
  • (Feb-Mar) Tax Return Questions Thread 2024, 2023
  • (Nov~) Year-End Adjustment Questions Thread 2024, 2023
  • (Dec~) Furusato Nozei Questions Thread 2024, 2023

List of thread flairs

Popular resources: Take Home Pay Calculator, Inheritance Tax Calculator, Gift Tax Calculator, RetireJapan.com, Bogleheads

Reminder: deleting your posts or answers is disrespectful to those who have helped you and it is against the rules.

by AutoModerator

2 comments
  1. So with the small kids otoshidama deposited again I was thinking it was time to do something with their cash that’s just sitting there.

    My wife and I are currently investing for them inside our own Nisa:s and I know there’s a new kodomo nisa coming next year.
    The wife feels a bit uncomfortable to put their cash in the market so I while the rates are pitiful here I would at least like to put it in fixed savings accounts since they won’t use them now anyways. At least for one year until the kodomo nisa arrives.

    But I not quite sure how it works here in Japan perhaps it depends on the bank and account. How often does the rate compound? Monthly or yearly? I just want it to reinvest and build interest on the interest.
    What should I be looking for?

  2. Anyone using IBKR has experienced a delay with dividend payment?

    The pay date is showing as today, but I haven’t received anything. It’s 2558.T ETF.

Comments are closed.