Hi all,
I recently landed my first job right after graduating and I would like some financial advice! I'm currently waiting on my job visa so I want to plan ahead and start being financially responsible!
I don't have family support and I'm alone so I don't really have anybody I can ask 🙂↕️
My salary is ¥240000/month and I will receive a bonus twice annually. I'm not sure how much that amounts to monthly once my taxes are cut off.
My rent is ¥70000 (including management fees + internet + utilities) in the Kansai area. I pay about ¥3500 for a phone plan and spotify.
I don't really have any other fixed expenses since I don't really go out a lot and cook most of my food.
I would like advice on how to budget the leftover money and to build a savings/emergency fund. I currently have zero savings so I would like to build one starting now. I'd appreciate advice on how to breakdown my monthly expenses!
Thank you in advance, I'm sorry I have nobody to teach me how to be a real adult so I'm asking here 🥲
by Careless_Bed9302