Collecting Dividends

I have been receiving dividends from America that have gone into a savings account, never leaving America. Now that I am on a spouse visa (as of today) and will be subject to worldwide tax, I want to know what’s the best way to bring (some) to Japan.

Right now what looks like the best idea is a Wise account but I wanted to just confirm if that’s the case or if there are better options. My one question is if it’s in a wise account, when is it subject to remittance tax?

The main reasons why I want to bring the money into Japan is to be my new income (i will be unemployed soon). I want to have financial freedom from my husband as I am now. We also are looking at building a house in the very near future.

Sorry if this seems like a stupid question I am really new to this sort of thing. Thank you in advance !! ❤️

by Spaghetbby