JJapan Finance

Moving to Japan – want dividends to support income

  • March 15, 2026

Hi all.

My wife (a JP national) has got a job offer in Japan of ¥5.8m in Kitakyushu. It's likely we'll accept and move. We're a family of 5.

I'm an EU citizen, and it's likely it'll take me a while to get work (remote or otherwise). So we're thinking to use a portion of out investments to generate dividends to support our income.

We think we could put about €100k into dividend generating investments. But tax in my country on ETF dividends is 38%, so even a 2-3% yield would be eaten up a lot with tax.

So we're thinking, could we move that €100k to Japan, max out a NISA each in Year 1, and invest the rest in a normal investment account. The tax would be considerably less.

We would like to move some of non-NISA investments into the NISA each year. Is it possible to move non-NISA investments into a NISA?

Also, any thoughts on this plan would be appreciated.

by Traditional-Coast237

2 comments

  1. You cannot transfer investments into a NISA

    But you can sell the investments for cash and then transfer said cash into NISA.

  2. Why do you have the incorrect notion that force sales of your investments (dividends) are better than selling your investments when necessary?

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