PayPay bank home loan prescreening rejected ? Anyone with similar experience.

Hi everyone,

I recently got rejected in pre-screening by PayPay Bank for a home loan, and I’m trying to understand why and what to do next.

My profile:

• Annual income: ~10M JPY
• Employment: Full-time (stable job)
• Visa: [PR]
• Property price: [64 million JPY]
• Loan amount: [64 million JPY]

Questions:

1. Has anyone with similar profile been rejected by PayPay Bank?
2. Did you get approved by SBI Shinsei / SBI Net Bank / MUFG after that?

Would really appreciate any insights or experiences. Thanks!