I had loaded up my wise card in anticipation of a trip which included buying things for a house, like large appliances.
What I didn’t realize was that even with preloaded balance card has pre-set low limits.
You can go into app and change to max. Eg $2000/day for a PIN payment, or $1000 /day for contactless, online, etc
I didn’t realize why my card was being declined until after!-(
Hope it helps somebody.
Also some stores will allow you to break a charge into different. Amounts so you can pay to limit and then rest on other card.
by Outrageous-Bus3437