Student visa financial viability 3mil or 4mil?

Hello, I lived in Japan for 3 years and came back to the US to take care of some things and make some USD $$$
I'm applying to TUJ Grad program and I noticed the undergrad proof of financial viability is 3mil and the grad one is 4mil. I've been grinding and grinding but maybe I'll fall short, like $24,000 which is roughly 3.7 mil yen. I feel like as I'm typing this I'm thinking it's not that big of a difference, but can anyone weigh in on how much they scrutinize this? I know no one really knows and it's all up to the particular immigration officer, but I just wonder if there's anything I can do to guarantee it's fine. The school that I worked for before has extended a casual offer of employment, but they're not able to sponsor visas overseas and I know you can only work 28 hours a week, and you're not able to rely on that for this portion of the visa correct? Unless that's changed or different for grad school.
I'm an American and reeeeally wish to get back asap, otherwise my backup plan would involve me moving in January. I live in Minnesota and I never want even another month of midwest winter please!

by princessesdontwaver

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