I'm considering opening a salary account with one of the major banks to make it easier to secure a home loan in the future. A decent app or website for NISA investments would be a bonus, but not necessary.
Which bank would you recommend? Specifically, I'm looking for the lowest home loan rates (fixed or variable) and minimal bank loan fees.
I also have the option of using 中央労働金庫 (Labour Bank), but I'm not sure if they'd be a better choice compared to say SMBC, MUFJ, etc.
(Please don't suggest online banks like Sony or PayPay. I can't open accounts online due to issue with my name.)
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