Why have 1 app when you can have 17?

Sorry for the incoming very first-world problem rant…

I’m only basing this on two financial institutions I use (ゆうちょ銀行 and 楽天), but is it just me or are there wayyyy too many apps just to access all their services?

For example, 楽天 has a separate app for its card, for its point club, and for its Pay service — it’s honestly insane and way more complicated than it needs to be.

ゆうちょ also has several small apps that each do different things. Why can’t they just have one unified app like PayPay? lol

Do you know of any other institutions that also have a plethora of apps like this? I whole-heartedly want to know if this is a Japan thing or what.

by Monsi_Boy