I am debating between opening a new PayPay Bank account as a backup or keeping my Yucho bank account.
I mainly use my PayPay credit card for online/offline purchases since I have a 100万 limit and 1.5% points back usually. But I don't see any additional benefits from pairing it with a PayPay Bank account. Meanwhile, Yucho has the benefit of not being completely online but has no proper app and a bad mobile experience.
I recently opened an SMBC Olive account linked with an SBI Securities account for NISA. So I will be completely moving all of my transactions to that.
(Also, I highly recommend visiting your local SMBC branch to open bank account in person. Amazing customer service experience and no discrimination if you cannot read or speak Japanese to a high level 😂.)
So what would you guys recommend? Please let me know if I am missing something.
by fuckmysadlife_69