Hi all, I was cycling in the city when a car made a dangerous right turn across a large intersection without looking, cutting me off and causing me to slam into the side of the car. I had a green light, and was passing through the intersection when the car cut right in front of me. The driver admitted to the police and insurance company that he is fully responsible and that he saw the car that passed through the intersection before me, but didn't see me.
Thankfully, my injuries aren't as bad as they could have been (just some neck pain, back pain, and wrist pain, in addition to some scrapes and bruises).
The police and ambulance were called, and I'm in the process of dealing with the driver's insurance company. Unfortunately I don't have jibaiseki (will be getting it asap).
A few questions:
- what are my liabilities here given that I don't have jibaiseki?
- what is my best course of action to secure the highest compensation for the accident
- Does anyone know of any good independent bike shops where I can get an estimate for the damage to my bike?
Thank you in advance!
Update: The insurance company has just offered to cover all my medical bills, and up to 90% of any repairs my bike requires. If the bike is a write-off, then they'll only cover a very small percentage of the original cost of the bike depending on how old it is.
by Gooners9