Confused about freelancing + part-time work rules under a dependent visa (COE in progress

Hi everyone,

I’m currently in the process of applying for a Certificate of Eligibility (COE) for a dependent visa in Japan and wanted to clarify a few things about working under this status.

I understand that dependents can apply for permission to engage in activities other than those permitted by their visa, which allows up to 28 hours of work per week. I plan to follow that rule.

However, my situation is a bit mixed:

I plan to do some part-time work for a Japanese employer (completely within the 28-hour limit).

I also occasionally do freelance work for overseas clients, earning in foreign currency and receiving payments into a foreign bank account. The work itself isn’t advertised online — it’s a closed circle of repeat clients.

I’ve seen mixed info online about whether this kind of freelance work is considered “self-employment,” which I understand might not be allowed under a dependent visa, even if it’s for overseas clients. people say that permission at the airport only covers Japanese employers. Others mention that the rule focuses on not exceeding 28 hours per week or earning income from Japan.

So my questions are:

1. Can I /do i have to apply for work permission that legally covers both freelance (foreign clients) and part-time (Japanese employer) work?

2. If the freelance income is paid into a foreign bank account, does it still fall under Japanese “work” restrictions?

3. How do unrealized gains (like crypto or stock fit into this — are they considered income for dependents if I sell?

4. If I declare my freelance work hours properly and stay under 28h/week total, is there still a risk of violating visa terms?

I’ve seen different interpretations and want to make sure I stay compliant once my COE is approved. Any advice would be really helpful.

Thanks in advance!