Hi, I’m setting up my iDeCo at Rakuten Securities and was initially just looking for the closest equivalent to a classic MSCI World ETF.
eMAXIS Slim doesn’t seem available in Rakuten’s iDeCo fund lineup, so the closest global options I found are:
- Rakuten Plus All-Country Equity Index Fund → MSCI ACWI. Created in 2023; no small caps; extremely low TER (~0.05%).
- Rakuten Global Equity Index Fund → FTSE Global All Cap. Created in 2017; includes small caps; TER about 3x higher (~0.18%), though still low.
I’m generally a long-term investor across my other accounts (DCA, no trading or timing), and my NISA will be more diversified.
For iDeCo, since it's locked until retirement, I’m leaning toward focusing on a MSCI World-style core holding.
erformance looks very similar overall. On paper, #1 (Rakuten Plus All-Country) feels more aligned with my goals, as it avoids optional small-cap exposure and has meaningfully lower fees — but #2 (Rakuten Global Equity) has a longer track record.
Am I missing something? For those with experience or strong views about this, which one would you pick specifically for iDeCo, and why?
by Comptest